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| Provider | Service type | Compensation |
|---|---|---|
Service code 64 · EIN 04-2647786 | Recordkeeping Fees | $32,384 |
GOLDMAN SACHS1 year Filed as: UNITED CAPITAL FINANCIAL ADVISERS Service code 27 · EIN 27-0493248 | Advisory (Plan) | $14,685 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $99,550 | $69,383+43.5% | $101,275-1.7% | $73,497+35.4% |
| Participation rate | 78.6% | 68.4%+10.2pp | 75.8%+2.8pp | 70.7%+7.9pp |
| Annual return | 19.03% | 18.46%+0.6pp | 46.48%-27.4pp | 28.51%-9.5pp |
| Employer contribution / active EE | $1,993 | $2,628-24.2% | $3,660-45.6% | $2,270-12.2% |
| Participant deferral / active EE | $6,733 | $3,301+104.0% | $4,371+54.0% | $3,740+80.0% |
| Admin fee / account holder | $414 | $704-41.2% | $5,948-93.0% | $513-19.4% |