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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,998 | $65,367+30.0% | $92,915-8.5% | $72,976+16.5% |
| Participation rate | 79.8% | 68.3%+11.5pp | 76.0%+3.8pp | 69.5%+10.3pp |
| Annual return | 15.97% | 42.11%-26.1pp | 109.45%-93.5pp | 81.02%-65.1pp |
| Employer contribution / active EE | $0 | $2,594-100.0% | $3,653-100.0% | $2,440-100.0% |
| Participant deferral / active EE | $6,575 | $3,128+110.2% | $4,238+55.1% | $3,608+82.2% |
| Admin fee / account holder | $19,261 | $4,251+353.0% | $5,796+232.3% | $5,124+275.9% |