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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $171,007 | $89,367+91.4% | $141,191+21.1% | $72,975+134.3% |
| Participation rate | 100.0% | 75.1%+24.9pp | 82.5%+17.5pp | 69.5%+30.5pp |
| Annual return | 5.40% | 111.87%-106.5pp | 71.41%-66.0pp | 81.01%-75.6pp |
| Employer contribution / active EE | $2,475 | $3,115-20.5% | $4,736-47.7% | $2,440+1.4% |
| Participant deferral / active EE | $3,416 | $5,419-37.0% | $6,710-49.1% | $3,608-5.3% |
| Admin fee / account holder | $25,563 | $5,957+329.2% | $10,264+149.1% | $5,124+398.9% |