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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $145,133 | $76,551+89.6% | $123,894+17.1% | $62,881+130.8% |
| Participation rate | 100.0% | 73.0%+27.0pp | 81.4%+18.6pp | 69.3%+30.7pp |
| Annual return | 1.09% | 18.68%-17.6pp | 47.52%-46.4pp | 20.14%-19.1pp |
| Employer contribution / active EE | $2,300 | $2,882-20.2% | $4,617-50.2% | $2,281+0.9% |
| Participant deferral / active EE | $2,613 | $4,840-46.0% | $5,984-56.3% | $3,203-18.4% |
| Admin fee / account holder | $1,959 | $4,826-59.4% | $8,357-76.6% | $4,296-54.4% |