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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 · EIN 36-4389114 | Recordkeeping | $21,841 |
MORGAN STANLEY SMITH BARNEY4+ years Filed as: MORGAN STANLEY WEALTH MANAGEMENT Service code 27 111 S. PFINGSTEN ROAD · DEERFIELD, IL 60015 | Advisory (Plan) | $0 |
More than 10% of assets are held in cash - possible menu-design or default-fund problem.
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,171 | $42,548+15.6% | $74,551-34.0% | $56,289-12.6% |
| Participation rate | 88.1% | 60.5%+27.7pp | 69.1%+19.0pp | 69.9%+18.3pp |
| Annual return | -5.45% | 12.40%-17.9pp | 32.53%-38.0pp | -9.96%+4.5pp |
| Employer contribution / active EE | $779 | $855-9.0% | $1,961-60.3% | $2,111-63.1% |
| Participant deferral / active EE | $3,919 | $2,277+72.1% | $3,108+26.1% | $3,350+17.0% |
| Admin fee / account holder | $181 | $467-61.4% | $5,059-96.4% | $521-65.4% |