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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $165,913 | $98,776+68.0% | $149,745+10.8% | $79,856+107.8% |
| Participation rate | 100.0% | 75.8%+24.2pp | 82.5%+17.5pp | 69.6%+30.4pp |
| Annual return | 17.39% | 27.38%-10.0pp | 276.72%-259.3pp | 31.71%-14.3pp |
| Employer contribution / active EE | $5,520 | $3,217+71.6% | $4,646+18.8% | $2,471+123.4% |
| Participant deferral / active EE | $8,296 | $5,681+46.0% | $6,843+21.2% | $3,741+121.8% |
| Admin fee / account holder | $766 | $6,053-87.3% | $9,312-91.8% | $5,306-85.6% |