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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $157,387 | $89,370+76.1% | $141,197+11.5% | $72,976+115.7% |
| Participation rate | 96.3% | 75.1%+21.2pp | 82.5%+13.8pp | 69.5%+26.8pp |
| Annual return | 25.61% | 111.88%-86.3pp | 71.41%-45.8pp | 81.02%-55.4pp |
| Employer contribution / active EE | $5,110 | $3,115+64.0% | $4,736+7.9% | $2,440+109.4% |
| Participant deferral / active EE | $7,948 | $5,419+46.7% | $6,710+18.4% | $3,608+120.3% |
| Admin fee / account holder | $509 | $5,957-91.4% | $10,265-95.0% | $5,124-90.1% |