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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $85,587 | $115,796-26.1% | $101,264-15.5% | $158,950-46.2% |
| Participation rate | 55.0% | 79.4%-24.4pp | 75.8%-20.8pp | 82.0%-27.0pp |
| Annual return | 24.78% | 56.15%-31.4pp | 46.48%-21.7pp | 302.91%-278.1pp |
| Employer contribution / active EE | $2,852 | $4,175-31.7% | $3,660-22.1% | $4,762-40.1% |
| Participant deferral / active EE | $6,647 | $4,958+34.1% | $4,370+52.1% | $5,983+11.1% |
| Admin fee / account holder | $0 | $7,247-100.0% | $5,947-100.0% | $11,248-100.0% |