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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,371 | $106,008-67.6% | $92,240-62.7% | $147,586-76.7% |
| Participation rate | 60.0% | 80.4%-20.4pp | 76.5%-16.5pp | 82.8%-22.8pp |
| Annual return | 51.00% | 50.05%+1.0pp | 176.29%-125.3pp | 578.59%-527.6pp |
| Employer contribution / active EE | $3,675 | $4,333-15.2% | $3,680-0.1% | $4,876-24.6% |
| Participant deferral / active EE | $7,669 | $4,478+71.2% | $3,897+96.8% | $5,439+41.0% |
| Admin fee / account holder | $8,634 | $6,333+36.3% | $5,194+66.2% | $10,886-20.7% |