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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,877 | $111,785+156.6% | $93,669+206.3% | $145,877+96.7% |
| Participation rate | 100.0% | 74.2%+25.8pp | 68.7%+31.3pp | 80.3%+19.7pp |
| Annual return | 25.28% | 203.79%-178.5pp | 133.59%-108.3pp | 551.28%-526.0pp |
| Employer contribution / active EE | $18,225 | $3,096+488.7% | $2,424+652.0% | $4,663+290.8% |
| Participant deferral / active EE | $3,905 | $4,919-20.6% | $4,416-11.6% | $6,691-41.6% |
| Admin fee / account holder | $16,863 | $10,256+64.4% | $8,291+103.4% | $13,402+25.8% |