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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,110 | $106,923+56.3% | $84,023+98.9% | $152,909+9.3% |
| Participation rate | 92.9% | 75.3%+17.6pp | 69.0%+23.8pp | 82.5%+10.4pp |
| Annual return | -0.95% | 105.02%-106.0pp | 71.32%-72.3pp | 345.46%-346.4pp |
| Employer contribution / active EE | $2,536 | $2,735-7.3% | $1,984+27.8% | $4,764-46.8% |
| Participant deferral / active EE | $1,518 | $4,013-62.2% | $3,239-53.1% | $5,851-74.1% |
| Admin fee / account holder | $24,361 | $8,289+193.9% | $6,102+299.2% | $11,601+110.0% |