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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,237 | $95,915+198.4% | $79,580+259.7% | $134,532+112.8% |
| Participation rate | 100.0% | 75.0%+25.0pp | 69.5%+30.5pp | 81.2%+18.8pp |
| Annual return | 5.75% | -2.71%+8.5pp | 0.15%+5.6pp | 418.27%-412.5pp |
| Employer contribution / active EE | $19,634 | $3,129+527.5% | $2,413+713.5% | $4,741+314.1% |
| Participant deferral / active EE | $3,195 | $4,693-31.9% | $3,985-19.8% | $6,401-50.1% |
| Admin fee / account holder | $4,928 | $9,132-46.0% | $6,835-27.9% | $11,429-56.9% |