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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $177,935 | $112,729+57.8% | $98,716+80.3% | $137,256+29.6% |
| Participation rate | 100.0% | 74.2%+25.8pp | 69.3%+30.7pp | 80.0%+20.0pp |
| Annual return | 8.41% | 38.48%-30.1pp | 31.81%-23.4pp | 220.34%-211.9pp |
| Employer contribution / active EE | $19,414 | $2,725+612.4% | $2,279+752.0% | $4,156+367.1% |
| Participant deferral / active EE | $5,202 | $4,640+12.1% | $4,048+28.5% | $6,407-18.8% |
| Admin fee / account holder | $196,727 | $10,129+1842.3% | $8,703+2160.5% | $12,270+1503.3% |