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| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL4 years Filed as: LPL Service code 27 · EIN 95-2834236 PO BOX 502533 · SAN DIEGO, CA 92150 | Advisory (Plan) | $38,248 |
CORRIGAN KRAUSE3 years Service code 13 · EIN 37-1574855 191 AMERICAN BLVD · WESTLAKE, OH 44145 | Contract Administrator | $10,000 |
AMERICAN REALTY ADVISORS4 years Filed as: FIRST AMERICAN BANK Service code 13 · EIN 36-1078850 700 BUSSE ROAD · ELK GROVE VILLAGE, IL 60007 | Contract Administrator | $6,975 |
AMERICAN FUNDS1 year Filed as: CAPITAL GROUP RETIREMENT PLAN SERVI Service code 64 · EIN 20-3691658 6455 IRVINE CENTER DRIVE · IRVINE, CA 92618 | Recordkeeping Fees | $425 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $405,980 | $91,474+343.8% | $135,982+198.6% | $71,529+467.6% |
| Participation rate | 100.0% | 75.7%+24.3pp | 81.9%+18.1pp | 67.9%+32.1pp |
| Annual return | 18.43% | 29.89%-11.5pp | 68.32%-49.9pp | 28.97%-10.5pp |
| Employer contribution / active EE | $8,576 | $3,705+131.4% | $4,859+76.5% | $2,590+231.1% |
| Participant deferral / active EE | $11,163 | $7,095+57.3% | $7,760+43.9% | $4,291+160.1% |
| Admin fee / account holder | $359 | $1,267-71.7% | $10,767-96.7% | $1,588-77.4% |