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| Provider | Service type | Compensation |
|---|---|---|
LPL FINANCIAL1 year Filed as: LPL Service code 50 · EIN 95-2834236 P.O. BOX 502533 · SAN DIEGO, CA 92150 | Direct Payment | $33,802 |
AMERICAN REALTY ADVISORS1 year Filed as: FIRST AMERICAN BANK Service code 50 · EIN 36-1078850 700 BUSSE ROAD · ELK GROVE VILLAGE, IL 60007 | Direct Payment | $5,388 |
AMERICAN FUNDS1 year Filed as: CAPITAL GROUP RETIREMENT PLAN Service code 15 · EIN 20-3691658 6455 IRVINE CENTER DRIVE · IRVINE, CA 92618 | Recordkeeping | $328 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $453,660 | $99,957+353.9% | $149,745+203.0% | $73,497+517.3% |
| Participation rate | 100.0% | 75.7%+24.3pp | 82.5%+17.5pp | 70.7%+29.3pp |
| Annual return | 14.84% | 53.87%-39.0pp | 276.72%-261.9pp | 28.51%-13.7pp |
| Employer contribution / active EE | $8,023 | $3,191+151.4% | $4,646+72.7% | $2,270+253.4% |
| Participant deferral / active EE | $10,022 | $6,073+65.0% | $6,843+46.5% | $3,740+168.0% |
| Admin fee / account holder | $311 | $551-43.5% | $9,312-96.7% | $513-39.4% |