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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,177 | $166,131-9.6% | $164,975-9.0% | $145,877+2.9% |
| Participation rate | 78.3% | 82.0%-3.8pp | 78.6%-0.4pp | 80.3%-2.0pp |
| Annual return | 13.90% | 100.37%-86.5pp | 70.12%-56.2pp | 551.28%-537.4pp |
| Employer contribution / active EE | $3,207 | $5,276-39.2% | $4,343-26.1% | $4,663-31.2% |
| Participant deferral / active EE | $5,125 | $6,962-26.4% | $6,033-15.1% | $6,691-23.4% |
| Admin fee / account holder | $586 | $16,648-96.5% | $12,688-95.4% | $13,402-95.6% |