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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $150,177 | $166,242-9.7% | $165,071-9.0% | $145,884+2.9% |
| Participation rate | 78.3% | 82.0%-3.8pp | 78.6%-0.4pp | 80.3%-2.0pp |
| Annual return | 13.90% | 100.44%-86.5pp | 70.17%-56.3pp | 551.85%-537.9pp |
| Employer contribution / active EE | $3,207 | $5,283-39.3% | $4,347-26.2% | $4,662-31.2% |
| Participant deferral / active EE | $5,125 | $6,964-26.4% | $6,035-15.1% | $6,690-23.4% |
| Admin fee / account holder | $586 | $16,658-96.5% | $12,695-95.4% | $13,392-95.6% |