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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $231,676 | $91,536+153.1% | $130,062+78.1% | $75,177+208.2% |
| Participation rate | 100.0% | 71.5%+28.5pp | 78.5%+21.5pp | 67.2%+32.8pp |
| Annual return | 10.55% | -631.62%+642.2pp | -137.37%+147.9pp | 160.75%-150.2pp |
| Employer contribution / active EE | $4,694 | $2,845+65.0% | $4,322+8.6% | $2,671+75.7% |
| Participant deferral / active EE | $5,203 | $4,343+19.8% | $5,821-10.6% | $4,126+26.1% |
| Admin fee / account holder | $5,133 | $6,780-24.3% | $10,601-51.6% | $5,651-9.2% |