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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $268,379 | $91,559+193.1% | $133,978+100.3% | $79,856+236.1% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.6%+30.4pp |
| Annual return | 54.07% | 61.85%-7.8pp | 45.10%+9.0pp | 31.71%+22.4pp |
| Employer contribution / active EE | $4,034 | $2,384+69.2% | $3,919+2.9% | $2,471+63.3% |
| Participant deferral / active EE | $4,214 | $3,734+12.9% | $5,047-16.5% | $3,741+12.7% |
| Admin fee / account holder | $1,088 | $6,321-82.8% | $8,930-87.8% | $5,306-79.5% |