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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $196,920 | $72,404+172.0% | $110,243+78.6% | $64,173+206.9% |
| Participation rate | 100.0% | 73.3%+26.7pp | 79.8%+20.2pp | 69.6%+30.4pp |
| Annual return | -10.79% | -6.29%-4.5pp | 314.76%-325.5pp | 7.63%-18.4pp |
| Employer contribution / active EE | $4,781 | $2,282+109.5% | $3,827+24.9% | $2,381+100.8% |
| Participant deferral / active EE | $4,758 | $3,469+37.1% | $4,672+1.8% | $3,470+37.1% |
| Admin fee / account holder | $5,230 | $5,664-7.7% | $8,548-38.8% | $4,887+7.0% |