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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,474 | $114,712+164.6% | $173,730+74.7% | $87,485+246.9% |
| Participation rate | 100.0% | 73.0%+27.0pp | 79.6%+20.4pp | 68.9%+31.1pp |
| Annual return | 15.23% | 20.18%-4.9pp | 19.96%-4.7pp | 26.06%-10.8pp |
| Employer contribution / active EE | $5,751 | $2,904+98.0% | $4,577+25.6% | $2,596+121.5% |
| Participant deferral / active EE | $5,306 | $4,642+14.3% | $6,326-16.1% | $4,274+24.2% |
| Admin fee / account holder | $2,024 | $10,210-80.2% | $17,523-88.4% | $7,775-74.0% |