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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $303,474 | $108,825+178.9% | $156,181+94.3% | $82,448+268.1% |
| Participation rate | 100.0% | 72.4%+27.6pp | 78.8%+21.2pp | 68.1%+31.9pp |
| Annual return | 15.23% | 20.59%-5.4pp | 64.87%-49.6pp | 41.64%-26.4pp |
| Employer contribution / active EE | $5,751 | $2,870+100.4% | $4,294+33.9% | $2,551+125.5% |
| Participant deferral / active EE | $5,306 | $4,577+15.9% | $6,132-13.5% | $4,139+28.2% |
| Admin fee / account holder | $2,024 | $9,341-78.3% | $14,586-86.1% | $7,234-72.0% |