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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $246,328 | $27,943+781.5% | $58,507+321.0% | $75,177+227.7% |
| Participation rate | 31.8% | 38.8%-7.0pp | 50.9%-19.1pp | 67.2%-35.4pp |
| Annual return | 18.67% | 44.22%-25.5pp | 4252.32%-4233.6pp | 160.75%-142.1pp |
| Employer contribution / active EE | $890 | $670+32.8% | $1,053-15.5% | $2,671-66.7% |
| Participant deferral / active EE | $2,057 | $1,202+71.2% | $1,922+7.0% | $4,126-50.1% |
| Admin fee / account holder | $6,985 | $1,727+304.4% | $2,486+181.0% | $5,651+23.6% |