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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $260,214 | $110,551+135.4% | $80,741+222.3% | $167,536+55.3% |
| Participation rate | 87.5% | 64.0%+23.5pp | 54.2%+33.3pp | 82.1%+5.4pp |
| Annual return | 13.95% | 120.57%-106.6pp | 87.30%-73.4pp | 478.82%-464.9pp |
| Employer contribution / active EE | $1,683 | $1,543+9.1% | $1,160+45.0% | $4,839-65.2% |
| Participant deferral / active EE | $4,617 | $2,870+60.8% | $2,145+115.2% | $6,342-27.2% |
| Admin fee / account holder | $5,791 | $4,547+27.4% | $3,380+71.3% | $12,315-53.0% |