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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $197,305 | $27,639+613.9% | $61,501+220.8% | $68,490+188.1% |
| Participation rate | 31.9% | 39.5%-7.6pp | 52.6%-20.7pp | 67.9%-36.0pp |
| Annual return | -15.41% | -13.19%-2.2pp | 339.04%-354.5pp | -7.85%-7.6pp |
| Employer contribution / active EE | $862 | $696+23.8% | $1,160-25.7% | $2,597-66.8% |
| Participant deferral / active EE | $2,357 | $1,264+86.5% | $2,125+10.9% | $4,028-41.5% |
| Admin fee / account holder | $30,390 | $2,012+1410.1% | $2,132+1325.7% | $5,403+462.5% |