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| Provider | Service type | Compensation |
|---|---|---|
Filed as: LOCKTON INVESTMENT ADVISORS Service code 27 · EIN 20-8874282 | Advisory (Plan) | $31,339 |
Service code 60 · EIN 04-2647786 | Sub-TA Fees | $23,600 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $120,566 | $54,370+121.7% | $82,763+45.7% | $68,490+76.0% |
| Participation rate | 93.3% | 63.9%+29.4pp | 72.6%+20.8pp | 67.9%+25.4pp |
| Annual return | -16.33% | -13.67%-2.7pp | 702.45%-718.8pp | -7.85%-8.5pp |
| Employer contribution / active EE | $3,898 | $2,219+75.7% | $3,008+29.6% | $2,597+50.1% |
| Participant deferral / active EE | $5,835 | $3,247+79.7% | $4,395+32.8% | $4,028+44.9% |
| Admin fee / account holder | $528 | $4,398-88.0% | $5,325-90.1% | $5,403-90.2% |