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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $275,817 | $167,503+64.7% | $151,627+81.9% | $134,493+105.1% |
| Participation rate | 81.8% | 88.4%-6.6pp | 87.5%-5.7pp | 81.2%+0.6pp |
| Annual return | -12.83% | 7.80%-20.6pp | 3.33%-16.2pp | 418.01%-430.8pp |
| Employer contribution / active EE | $2,119 | $6,829-69.0% | $6,166-65.6% | $4,740-55.3% |
| Participant deferral / active EE | $6,898 | $8,985-23.2% | $8,363-17.5% | $6,400+7.8% |
| Admin fee / account holder | $32,001 | $13,777+132.3% | $11,612+175.6% | $11,425+180.1% |