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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,540 | $183,968+42.2% | $162,166+61.3% | $152,870+71.1% |
| Participation rate | 91.7% | 88.5%+3.2pp | 87.6%+4.1pp | 82.4%+9.2pp |
| Annual return | 18.15% | 150.77%-132.6pp | 115.59%-97.4pp | 345.34%-327.2pp |
| Employer contribution / active EE | $2,065 | $6,371-67.6% | $5,614-63.2% | $4,763-56.6% |
| Participant deferral / active EE | $6,392 | $8,034-20.4% | $7,298-12.4% | $5,850+9.2% |
| Admin fee / account holder | $22,350 | $13,121+70.3% | $10,842+106.1% | $11,597+92.7% |