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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $261,540 | $184,000+42.1% | $162,185+61.3% | $152,909+71.0% |
| Participation rate | 91.7% | 88.5%+3.2pp | 87.6%+4.1pp | 82.5%+9.2pp |
| Annual return | 18.15% | 150.80%-132.6pp | 115.61%-97.5pp | 345.46%-327.3pp |
| Employer contribution / active EE | $2,065 | $6,370-67.6% | $5,613-63.2% | $4,764-56.7% |
| Participant deferral / active EE | $6,392 | $8,033-20.4% | $7,297-12.4% | $5,851+9.2% |
| Admin fee / account holder | $22,350 | $13,124+70.3% | $10,844+106.1% | $11,601+92.7% |