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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $167,070 | $157,304+6.2% | $141,197+18.3% | $152,909+9.3% |
| Participation rate | 100.0% | 84.8%+15.2pp | 82.5%+17.5pp | 82.5%+17.5pp |
| Annual return | 23.36% | 64.34%-41.0pp | 71.41%-48.0pp | 345.46%-322.1pp |
| Employer contribution / active EE | $7,303 | $5,263+38.8% | $4,736+54.2% | $4,764+53.3% |
| Participant deferral / active EE | $14,128 | $7,111+98.7% | $6,710+110.5% | $5,851+141.4% |
| Admin fee / account holder | $3,826 | $12,126-68.5% | $10,265-62.7% | $11,601-67.0% |