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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $286,203 | $148,629+92.6% | $135,982+110.5% | $139,487+105.2% |
| Participation rate | 100.0% | 83.9%+16.1pp | 81.9%+18.1pp | 80.3%+19.7pp |
| Annual return | 10.49% | 79.33%-68.8pp | 68.32%-57.8pp | 373.84%-363.4pp |
| Employer contribution / active EE | $3,860 | $5,247-26.4% | $4,859-20.6% | $4,755-18.8% |
| Participant deferral / active EE | $13,780 | $8,102+70.1% | $7,760+77.6% | $6,713+105.3% |
| Admin fee / account holder | $10,234 | $12,406-17.5% | $10,767-4.9% | $11,407-10.3% |