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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $97,680 | $166,242-41.2% | $165,071-40.8% | $145,884-33.0% |
| Participation rate | 92.3% | 82.0%+10.3pp | 78.6%+13.7pp | 80.3%+12.0pp |
| Annual return | 17.95% | 100.44%-82.5pp | 70.17%-52.2pp | 551.85%-533.9pp |
| Employer contribution / active EE | $5,192 | $5,283-1.7% | $4,347+19.4% | $4,662+11.4% |
| Participant deferral / active EE | $5,826 | $6,964-16.3% | $6,035-3.5% | $6,690-12.9% |
| Admin fee / account holder | $5,385 | $16,658-67.7% | $12,695-57.6% | $13,392-59.8% |