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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,678 | $107,666-93.8% | $102,184-93.5% | $154,746-95.7% |
| Participation rate | 100.0% | 83.7%+16.3pp | 82.6%+17.4pp | 80.7%+19.3pp |
| Annual return | 13.03% | 29.33%-16.3pp | 31.58%-18.5pp | 172.34%-159.3pp |
| Employer contribution / active EE | $2,658 | $3,846-30.9% | $3,594-26.1% | $4,379-39.3% |
| Participant deferral / active EE | $2,808 | $8,719-67.8% | $8,309-66.2% | $6,730-58.3% |
| Admin fee / account holder | $3,350 | $12,943-74.1% | $11,609-71.1% | $14,365-76.7% |