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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,760 | $162,136-86.6% | $152,301-85.7% | $154,746-85.9% |
| Participation rate | 87.5% | 84.1%+3.4pp | 82.4%+5.1pp | 80.7%+6.8pp |
| Annual return | 18.65% | 91.02%-72.4pp | 80.50%-61.9pp | 172.34%-153.7pp |
| Employer contribution / active EE | $28 | $4,890-99.4% | $4,624-99.4% | $4,379-99.4% |
| Participant deferral / active EE | $9,390 | $8,341+12.6% | $8,004+17.3% | $6,730+39.5% |
| Admin fee / account holder | $9,673 | $15,759-38.6% | $14,398-32.8% | $14,365-32.7% |