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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,760 | $154,228-85.9% | $145,433-85.0% | $137,256-84.1% |
| Participation rate | 87.5% | 83.8%+3.7pp | 82.1%+5.4pp | 80.0%+7.5pp |
| Annual return | 18.65% | 74.59%-55.9pp | 66.58%-47.9pp | 220.34%-201.7pp |
| Employer contribution / active EE | $28 | $4,804-99.4% | $4,554-99.4% | $4,156-99.3% |
| Participant deferral / active EE | $9,390 | $8,216+14.3% | $7,897+18.9% | $6,407+46.6% |
| Admin fee / account holder | $9,673 | $14,344-32.6% | $13,129-26.3% | $12,270-21.2% |