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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,151 | $124,425-34.0% | $112,040-26.7% | $137,256-40.1% |
| Participation rate | 100.0% | 79.3%+20.7pp | 76.5%+23.5pp | 80.0%+20.0pp |
| Annual return | 21.02% | 24.72%-3.7pp | 24.52%-3.5pp | 220.34%-199.3pp |
| Employer contribution / active EE | $7,713 | $3,411+126.1% | $2,954+161.1% | $4,156+85.6% |
| Participant deferral / active EE | $13,439 | $5,718+135.0% | $5,098+163.6% | $6,407+109.8% |
| Admin fee / account holder | $4,693 | $15,207-69.1% | $12,098-61.2% | $12,270-61.8% |