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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,151 | $136,860-40.0% | $120,344-31.7% | $154,746-46.9% |
| Participation rate | 100.0% | 79.9%+20.1pp | 76.7%+23.3pp | 80.7%+19.3pp |
| Annual return | 21.02% | 21.38%-0.4pp | 20.30%+0.7pp | 172.34%-151.3pp |
| Employer contribution / active EE | $7,713 | $3,533+118.3% | $3,020+155.4% | $4,379+76.1% |
| Participant deferral / active EE | $13,439 | $5,793+132.0% | $5,135+161.7% | $6,730+99.7% |
| Admin fee / account holder | $4,693 | $15,393-69.5% | $12,742-63.2% | $14,365-67.3% |