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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $111,319 | $166,131-33.0% | $164,975-32.5% | $145,877-23.7% |
| Participation rate | 88.9% | 82.0%+6.9pp | 78.6%+10.3pp | 80.3%+8.6pp |
| Annual return | 14.75% | 100.37%-85.6pp | 70.12%-55.4pp | 551.28%-536.5pp |
| Employer contribution / active EE | $3,914 | $5,276-25.8% | $4,343-9.9% | $4,663-16.1% |
| Participant deferral / active EE | $17,266 | $6,962+148.0% | $6,033+186.2% | $6,691+158.1% |
| Admin fee / account holder | $6,540 | $16,648-60.7% | $12,688-48.5% | $13,402-51.2% |