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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,583 | $154,193-64.6% | $130,045-58.0% | $139,466-60.9% |
| Participation rate | 81.8% | 82.0%-0.1pp | 78.5%+3.3pp | 80.3%+1.5pp |
| Annual return | 22.12% | 32.51%-10.4pp | -137.30%+159.4pp | 373.66%-351.5pp |
| Employer contribution / active EE | $3,460 | $5,292-34.6% | $4,321-19.9% | $4,754-27.2% |
| Participant deferral / active EE | $13,541 | $6,709+101.9% | $5,820+132.7% | $6,712+101.8% |
| Admin fee / account holder | $2,614 | $13,989-81.3% | $10,600-75.3% | $11,409-77.1% |