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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,371 | $110,379-67.0% | $102,412-64.5% | $145,884-75.1% |
| Participation rate | 30.0% | 77.9%-47.9pp | 74.5%-44.5pp | 80.3%-50.3pp |
| Annual return | 12.72% | 24.84%-12.1pp | 24.94%-12.2pp | 551.85%-539.1pp |
| Employer contribution / active EE | $920 | $4,216-78.2% | $3,870-76.2% | $4,662-80.3% |
| Participant deferral / active EE | $3,485 | $5,622-38.0% | $5,060-31.1% | $6,690-47.9% |
| Admin fee / account holder | $31 | $9,745-99.7% | $8,388-99.6% | $13,392-99.8% |