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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $78,984 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,653 | $46,423-70.6% | $75,900-82.0% | $67,582-79.8% |
| Participation rate | 55.0% | 63.1%-8.0pp | 69.3%-14.2pp | 71.3%-16.2pp |
| Annual return | 39.72% | 32.29%+7.4pp | 30.73%+9.0pp | 378.57%-338.9pp |
| Employer contribution / active EE | $832 | $1,406-40.8% | $2,501-66.7% | $2,148-61.2% |
| Participant deferral / active EE | $1,500 | $2,564-41.5% | $3,604-58.4% | $3,539-57.6% |
| Admin fee / account holder | $129 | $132-1.9% | $5,421-97.6% | $142-9.2% |