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| Provider | Service type | Compensation |
|---|---|---|
Service code 37 · EIN 04-2647786 | Loan Processing | $47,946 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Form 5500 reported a failure to timely transmit participant contributions (Schedule H line 4a).
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $13,171 | $41,467-68.2% | $67,313-80.4% | $55,725-76.4% |
| Participation rate | 49.0% | 62.5%-13.5pp | 69.1%-20.1pp | 70.9%-21.9pp |
| Annual return | -3.40% | 0.82%-4.2pp | -4.08%+0.7pp | 244.93%-248.3pp |
| Employer contribution / active EE | $1,046 | $1,316-20.5% | $2,566-59.2% | $2,078-49.6% |
| Participant deferral / active EE | $2,090 | $2,399-12.9% | $3,568-41.4% | $3,356-37.7% |
| Admin fee / account holder | $119 | $102+16.3% | $4,507-97.4% | $115+3.0% |