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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,159 | $159,934-53.0% | $147,005-48.9% | $145,959-48.5% |
| Participation rate | 90.0% | 84.0%+6.0pp | 82.2%+7.8pp | 80.3%+9.7pp |
| Annual return | 15.52% | 98.24%-82.7pp | 418.76%-403.2pp | 561.95%-546.4pp |
| Employer contribution / active EE | $3,131 | $5,287-40.8% | $4,934-36.6% | $4,661-32.8% |
| Participant deferral / active EE | $4,747 | $8,427-43.7% | $8,070-41.2% | $6,689-29.0% |
| Admin fee / account holder | $1,668 | $15,053-88.9% | $13,006-87.2% | $13,398-87.5% |