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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,159 | $160,028-53.0% | $147,080-48.9% | $145,884-48.5% |
| Participation rate | 90.0% | 84.0%+6.0pp | 82.2%+7.8pp | 80.3%+9.7pp |
| Annual return | 15.52% | 98.60%-83.1pp | 420.17%-404.6pp | 551.85%-536.3pp |
| Employer contribution / active EE | $3,131 | $5,286-40.8% | $4,933-36.5% | $4,662-32.9% |
| Participant deferral / active EE | $4,747 | $8,422-43.6% | $8,066-41.1% | $6,690-29.0% |
| Admin fee / account holder | $1,668 | $15,030-88.9% | $12,989-87.2% | $13,392-87.5% |