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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $62,644 | $105,200-40.5% | $159,474-60.7% | $85,847-27.0% |
| Participation rate | 73.3% | 75.8%-2.4pp | 82.8%-9.5pp | 69.3%+4.0pp |
| Annual return | 15.23% | 45.08%-29.8pp | 263.68%-248.4pp | 318.61%-303.4pp |
| Employer contribution / active EE | $963 | $3,319-71.0% | $4,831-80.1% | $2,565-62.4% |
| Participant deferral / active EE | $2,773 | $5,946-53.4% | $7,353-62.3% | $3,952-29.8% |
| Admin fee / account holder | $1,517 | $6,934-78.1% | $10,802-86.0% | $6,261-75.8% |