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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,783 | $77,817-41.2% | $123,553-62.9% | $64,173-28.7% |
| Participation rate | 83.3% | 74.7%+8.6pp | 82.3%+1.0pp | 69.6%+13.8pp |
| Annual return | -5.55% | 12.49%-18.0pp | 119.21%-124.8pp | 7.63%-13.2pp |
| Employer contribution / active EE | $45 | $3,014-98.5% | $4,628-99.0% | $2,381-98.1% |
| Participant deferral / active EE | $2,389 | $5,240-54.4% | $6,426-62.8% | $3,470-31.2% |
| Admin fee / account holder | $6,888 | $5,519+24.8% | $9,284-25.8% | $4,887+40.9% |