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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,530 | $109,872-94.1% | $98,483-93.4% | $167,536-96.1% |
| Participation rate | 100.0% | 75.8%+24.2pp | 73.3%+26.7pp | 82.1%+17.9pp |
| Annual return | 17.14% | 1959.31%-1942.2pp | 1494.38%-1477.2pp | 478.82%-461.7pp |
| Employer contribution / active EE | $1,032 | $3,225-68.0% | $2,961-65.1% | $4,839-78.7% |
| Participant deferral / active EE | $1,417 | $4,673-69.7% | $4,276-66.9% | $6,342-77.7% |
| Admin fee / account holder | $303 | $6,757-95.5% | $5,953-94.9% | $12,315-97.5% |