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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $4,426 | $103,038-95.7% | $90,324-95.1% | $152,909-97.1% |
| Participation rate | 92.9% | 75.9%+17.0pp | 73.3%+19.6pp | 82.5%+10.4pp |
| Annual return | 19.47% | 95.25%-75.8pp | 78.15%-58.7pp | 345.46%-326.0pp |
| Employer contribution / active EE | $1,275 | $3,141-59.4% | $2,856-55.4% | $4,764-73.2% |
| Participant deferral / active EE | $1,624 | $4,282-62.1% | $3,885-58.2% | $5,851-72.2% |
| Admin fee / account holder | $1,695 | $6,177-72.6% | $5,356-68.3% | $11,601-85.4% |