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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant are in the bottom quintile of the peer cohort - savings-rate / match opportunity.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $6,728 | $100,938-93.3% | $90,461-92.6% | $158,982-95.8% |
| Participation rate | 91.7% | 75.0%+16.6pp | 72.7%+19.0pp | 82.0%+9.7pp |
| Annual return | 22.64% | 1727.20%-1704.6pp | 1294.76%-1272.1pp | 302.99%-280.3pp |
| Employer contribution / active EE | $1,319 | $3,691-64.3% | $3,264-59.6% | $4,763-72.3% |
| Participant deferral / active EE | $1,814 | $4,350-58.3% | $3,964-54.2% | $5,983-69.7% |
| Admin fee / account holder | $922 | $6,510-85.8% | $5,617-83.6% | $11,252-91.8% |