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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $49,955 | $162,136-69.2% | $152,301-67.2% | $154,746-67.7% |
| Participation rate | 77.3% | 84.1%-6.8pp | 82.4%-5.2pp | 80.7%-3.4pp |
| Annual return | 19.81% | 91.02%-71.2pp | 80.50%-60.7pp | 172.34%-152.5pp |
| Employer contribution / active EE | $0 | $4,890-100.0% | $4,624-100.0% | $4,379-100.0% |
| Participant deferral / active EE | $16,787 | $8,341+101.3% | $8,004+109.7% | $6,730+149.4% |
| Admin fee / account holder | $7,825 | $15,759-50.3% | $14,398-45.7% | $14,365-45.5% |