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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,539 | $87,132-55.8% | $105,624-63.5% | $80,959-52.4% |
| Participation rate | 42.6% | 70.4%-27.8pp | 75.3%-32.7pp | 67.7%-25.1pp |
| Annual return | 10.99% | 17.03%-6.0pp | 116.20%-105.2pp | 35.67%-24.7pp |
| Employer contribution / active EE | $948 | $2,397-60.5% | $3,168-70.1% | $2,757-65.6% |
| Participant deferral / active EE | $1,916 | $3,985-51.9% | $5,013-61.8% | $4,300-55.4% |
| Admin fee / account holder | $201 | $8,449-97.6% | $10,961-98.2% | $6,925-97.1% |