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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $16,296 | $39,286-58.5% | $80,741-79.8% | $79,391-79.5% |
| Participation rate | 40.3% | 41.0%-0.6pp | 54.2%-13.8pp | 70.7%-30.4pp |
| Annual return | 16.18% | 98.95%-82.8pp | 87.30%-71.1pp | 116.88%-100.7pp |
| Employer contribution / active EE | $649 | $594+9.3% | $1,160-44.0% | $2,428-73.3% |
| Participant deferral / active EE | $1,457 | $1,264+15.3% | $2,145-32.1% | $4,046-64.0% |
| Admin fee / account holder | $756 | $647+16.8% | $3,380-77.6% | $627+20.6% |