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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $19,010 | $27,632-31.2% | $61,452-69.1% | $68,486-72.2% |
| Participation rate | 76.9% | 39.5%+37.4pp | 52.6%+24.4pp | 67.9%+9.0pp |
| Annual return | -21.56% | -13.24%-8.3pp | 338.96%-360.5pp | -7.85%-13.7pp |
| Employer contribution / active EE | $2,083 | $696+199.4% | $1,160+79.7% | $2,597-19.8% |
| Participant deferral / active EE | $3,993 | $1,264+216.0% | $2,125+88.0% | $4,028-0.8% |
| Admin fee / account holder | $1,177 | $2,010-41.5% | $2,131-44.8% | $5,404-78.2% |