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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,738 | $56,197-61.3% | $67,652-67.9% | $59,633-63.5% |
| Participation rate | 86.0% | 71.5%+14.5pp | 75.7%+10.3pp | 68.7%+17.3pp |
| Annual return | 0.69% | 18508.10%-18507.4pp | 6625.40%-6624.7pp | 2041.45%-2040.8pp |
| Employer contribution / active EE | $958 | $1,615-40.7% | $2,266-57.7% | $2,203-56.5% |
| Participant deferral / active EE | $3,391 | $2,844+19.3% | $3,560-4.7% | $3,192+6.3% |
| Admin fee / account holder | $513 | $3,958-87.0% | $4,821-89.4% | $4,297-88.1% |