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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $36,991 | $80,985-54.3% | $96,576-61.7% | $75,181-50.8% |
| Participation rate | 88.1% | 71.8%+16.4pp | 76.0%+12.2pp | 67.2%+20.9pp |
| Annual return | 16.19% | 27.05%-10.9pp | 25.87%-9.7pp | 160.69%-144.5pp |
| Employer contribution / active EE | $1,563 | $2,282-31.5% | $2,965-47.3% | $2,671-41.5% |
| Participant deferral / active EE | $3,238 | $3,929-17.6% | $4,851-33.2% | $4,126-21.5% |
| Admin fee / account holder | $3,650 | $6,719-45.7% | $8,253-55.8% | $5,650-35.4% |