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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $24,509 | $73,102-66.5% | $123,549-80.2% | $56,287-56.5% |
| Participation rate | 70.3% | 74.3%-4.0pp | 82.3%-12.0pp | 69.9%+0.4pp |
| Annual return | -8.15% | 3.01%-11.2pp | 119.20%-127.4pp | -9.96%+1.8pp |
| Employer contribution / active EE | $2,464 | $2,977-17.2% | $4,628-46.7% | $2,111+16.7% |
| Participant deferral / active EE | $5,974 | $5,423+10.2% | $6,426-7.0% | $3,350+78.3% |
| Admin fee / account holder | $1,163 | $554+109.9% | $9,284-87.5% | $521+123.2% |